Are you a self-employed professional, or do you intend to be one, and are you looking for a credit card that is good for you and your company? There are banks with special benefits in credit card for MEIs (Individual Microentrepreneur). This card has many advantages, such as, for example, issuing invoices, having lower values, having a CNPJ special, among others.
The card MEI It is essential to increase business due to the different payment methods it offers and for the development of the institution. For example, some banks offer pre-approved limits for investing in improvements to the institution. Because of this, we prepared this article to show two card options MEI and how to acquire it.
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Special BNDES card for MEI
To purchase items for the maintenance and growth of your corporation, the card BNDES for MEI has a very high limit of up to 2 million reais per issuing bank. Which is a great alternative for business owners who don't have a lot of money to invest right now, but have a great promising business vision.
Therefore, when using this pre-approved limit, the person must pay the credit card interest rate defined monthly, being a fixed charge, that is, the same until the end. Furthermore, it is possible to pay expenses on the card in up to 48 equal monthly installments, making investment easier and faster.
The items that can be purchased using limit cards are machines, vehicles, equipment, production items, among others. This allows you to purchase these objects more quickly. This way, the company grows and the owner can receive return on invested money faster due to its improvements.
The easiest credit card for MEI
Another option for microentrepreneurs is the card MEI Easy. As the name suggests, this card is very easy to use. That's because he works like a normal credit card, working with credit and debit. In addition to not having an annual or monthly fee, it can be used both in physical stores and in online stores.
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As each bank offers different packages of services and facilities for the card, choosing which bank to link to depends on user needs and priorities. However, what is common in all the solutions is that they all seek to inspire you to expand your business with resources that help improve the industry until you reach what you want.
Therefore, it is always a good idea to do research on different banks to stay informed and ensure that your choice is the best option according to your profile. Well, there are banks that consider priority something different from what your company considers. So, knowing the different options there are for MEIs is important so that you are not harmed.
Is it possible to get a credit card with CNPJ MEI?
The answer to that question is: yes. The first step to obtaining a credit card is for the small business owner to open a bank account as a Legal Entity. After that, the person can request the credit card with exclusive benefits for the entrepreneur at any time, as long as the corporation remains functioning and in a controlled manner.
It is important to remember that to be considered MEI, the person must have a society with industrial activities. And have a gross income of up to R$ 81 thousand per year, that is, around R$ 6,750 gross monthly income. In addition to having only one registered employee and not participating in any other institution, whether as a partner or holder.
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