Loans can make the lives of indebted Brazilians much easier. Furthermore, with the arrival of digital banks, such as Nubank, it has become even easier to get this option. Today you will discover which the advantages of ''purple''.
In Brazil, there are numerous options for virtual financial institutions. In this way, the huge dispute between banks left the market with incredible opportunities for customers. Nubank is one of these examples.
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Getting a credit card on Nubank, even if it is negative, is one of the possibilities that most attracted new users. Currently, the digital banking platform has several tools that make consumer life easier.
The financial institution was born in 2013 and David Vélez, a Colombian businessman who lived in São Paulo, was its founder. Since then, the application has received hundreds of new updates and optimizations.
And, today, we will reveal the benefits of the ''roxinho'' loan, how to request it and which situations it is most suitable for. Thus, it will be possible to use this option to get rid of debt or achieve various financial goals.
Advantages of the Nubank loan
Knowing the advantages of a loan from a certain institution is even more important than checking its maximum value. This is because, most of the time, consumers do not pay much attention to fees, installments and possible renegotiations.
However, this habit can be very harmful to your finances, as debt accumulation is the main consequence of poor financial planning. Therefore, the first step is to recognize the differences in a loan.
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At Nubank, the customer can pay the first installment of the amount borrowed only three months, that is, 90 days after receiving the money. Another benefit is the possibility of pay in up to 24 installments, facilitating the organization of finances.
In the application, without the need to go to physical branches, the user can check all the rules of the contract. The institution even allows the customer to decide What is the best day of the month to pay the installments?.
How to plan to apply for the loan?
Firstly, those interested in the loan should know that the interest is not fixed and can vary according to your choices. Thus, depending on the number of installments and values, the client will be able to know better how to plan.
Loans can be very positive in certain situations, especially to pay off debts, exchanging a larger one for a smaller one. But to do this, you need to strategically calculate the rates and adjust them according to your earnings.
On Nubank's personal loan platform, more than 2 million customers have already signed agreements. However, you must be a user of the digital account and already have your credit card. app.
Therefore, the first step is to request your card, if you don't have one. At this time, those who are negative may even feel hopeless, however, remember that the Nubank is one of the banks that releases the most credit for people with “dirty names”.
How to apply for a Nubank loan?
For those who already have their ''purple'' credit card, simply enter the application and check if there is a ''personal loan'' option (on the main screen). In this tab, you will carry out all the steps of the agreement.
But if this option has not yet appeared in your account, it means that the digital bank has not yet approved this benefit. However, a great tip is operate the account daily, so that the institution can analyze your situation.
Stay tuned the interest rate on your loan and check whether the installments are within the ideal possibilities for your finances. The amount the customer requests, if approved, will appear directly in the account balance.
A approval can come within 24 hours for some customers. Additionally, you can choose to make payments directly to the app or through bills. For more information, visit the official Nubank website.
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