Receiving extra money, especially in times of financial difficulty, is an excellent way to control debt or achieve a personal goal. In this sense, the extraordinary withdrawal could be an opportunity.
However, many people are not sure how releasing this money works. In this case, the Caixa Econômica Federal controls the dates and amounts of the extraordinary withdrawal related to the Service Time Guarantee Fund (FGTS).
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On April 20th, the government began releasing money for Brazilians to withdraw, which can reach up to R$ 1,000. However, it is necessary to be careful, as the dates may vary for each person.
Caixa Econômica Federal used the birthday month of each worker to set the withdrawal. So, firstly, people who were born in January can now withdraw the amount. Check out more details below.
Who is entitled to extraordinary withdrawal?
The government released extraordinary withdrawals for Brazilians who have FGTS accounts. It is important to remember that this right valid for active or inactive accounts with available resources to withdraw the money.
Caixa Econômica Federal carries out the crediting the withdrawal to a digital social savings account. The bank opens this option automatically and the worker only needs to check whether or not he is entitled to the money.
This way, people who have access to this value will be able to use it for numerous purposes. Through Caixa's digital account, workers can pay bills, bills or buy products in virtual or physical stores.
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Furthermore, the QR code allows payments to be much faster. Users can use this option to pay for products in pharmacies, supermarkets and bakeries, e.g. through the Caixa Tem app.
Check the extraordinary withdrawal dates
Workers who were born in January received it on 04/20, in February on 04/30, in March on 05/04, in April on 05/11, in May on 05/14, in July on 05/18.
For people who were born in the second half of the year, the dates are as follows: July – 21/05, August 25/05, September – 28/05, October – 01/06, November – 08/06, December 15/06.
This way, as soon as the amount becomes available, the worker can withdraw it. It is worth remembering that also Is it possible to transfer money to other bank accounts, using PIX, for example.
The government warns that amounts that are blocked in the FGTS account, due to guaranteed credit operations, are not available for withdrawal. If the Caixa customer does not want the money to be released, it is necessary to inform the app.
Another important government decision that Brazilians should be aware of is related to the movement of the digital account. If the worker does not use the amount by December 15, 2022, the money will return to the FGTS account.
What is the best way to use the money?
Without a doubt, the best person to define financial priorities is the worker himself. In Brazil, for example, Debts are one of people's biggest problems and extra money can help a lot.
However, seeking constant financial education is important so that your financial life is constantly evolving. According to Planeja's resource manager and advisor, Patricia Palomo, extraordinary withdrawal can have different purposes.
The expert explains that debts generally must be renegotiated, if they exist. And withdrawing from Caixa can speed up this process. But, those who do not have debts, can also use value intelligently.
We believe that an excellent way to boost your finances is by creating an emergency fund. Then, when this option is complete, starting to invest is also very welcome.
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