One of the investment methods best known to Brazilians is Treasury Direct. But, even though there is a lot of research on the subject, people don't know where, or how, to start getting into this field. Therefore, there is often confusion about how the platform works and people may think that it is an investment security rather than a vehicle.
With the increase in financial education in Brazil, people have started to comment and research much more about financial matters in recent times. Therefore, in this article we will explain in detail and in a simple way so that the majority understands in the best way what it is, how to invest with the program and what are the advantages of using it.
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What is Treasury Direct?
So, it would be as if the person ''lent'' money to the government to work on its projects, for example, investments in health, education, social projects, among others. However, it is important to remember that Tesouro Direto is only a means available for the person to invest in the security, not in it. That way, the process of investing in federal bonds becomes simpler.
So, it would be as if the person ''lent'' money to the government to work on its projects. However, it is important to remember that Tesouro Direto is just a means available for the person to invest in the security, not in it. That way, the process of investing in federal bonds becomes simpler.
Thus, this process begins when the government issues a fixed income security, which in turn is added to the site. And it will be available so that users can invest in this title and define the value it can grant. All of this totally happens online, without requiring any in-person action from the subject.
How can I invest with the program?
To invest with Tesouro Direto, first of all, the person must create an account or access the website through stock brokers. If the second option is chosen, the person must open an account with the broker of their choice, and they will have access to fixed or variable income applications, including the program's public titles.
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After this process, to make your actions safer, the platform offers an investment simulator for beginners. To use, simply navigate through the home page until you find a simulation made with the Treasury IPCA and click on ''simulate more options''. After that, some basic questions will appear so that it can recommend some securities for your investor profile.
Then, just choose the one that suits you best among the options and simulate your investment. In addition to presenting the chosen fund, it also shows other securities so you can compare and see which is your best option. With this, the platform provides security to its users so that they can invest in what brings them the most benefits.
What are the advantages of using Tesouro Direto?
In addition to security, the minimum investment value of Tesouro Direto is very affordable. Because, with the value of 30 reais, it is possible to buy the minimum number of shares of public bonds. And depending on your consistency in replacing your money, your income will grow and, as a result, the person who started with the minimum will earn more and more.
But there are other advantages, such as the form of remuneration. For example, if we compare the Tesouro Direto and the savings account. While Treasury Direct earns daily interest, the savings account only pays the person on their birthday. Furthermore, the program does not have a single profitability, being able to accumulate several titles and receive more for it.
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